What happened: PMJDY’s 12-year completion and reported progress
Union Minister of Women and Child Development Annpurna Devi marked the completion of 12 years of Pradhan Mantri Jan-Dhan Yojana (PMJDY). In a public post on X, the Minister highlighted PMJDY’s role in connecting citizens—especially women and rural families—with the formal banking system and using formal channels to support financial self-reliance.
Reported PMJDY outcomes cited in the government statement
The government-linked achievements quoted include account opening, deposit growth, and beneficiary transfers using the JAM approach (JAM stands for Jan Dhan–Aadhaar–Mobile):
More than 59 crore PMJDY Jan-Dhan accounts reportedly opened.56% of Jan-Dhan accounts reportedly belong to women.78% of Jan-Dhan accounts reportedly are in villages and small towns.Deposits in these accounts reportedly crossed Rs. 3.1 lakh crore.Reportedly Rs. 53 lakh crore has been transferred directly to beneficiaries through JAM (Jan Dhan–Aadhaar–Mobile) trinity.
Background and earlier position: why PMJDY matters in financial inclusion
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