PMAY-U 2.0 Affordable Rental Housing (ARH) vertical: models, EoI and Jammu & Kashmir encouragement
Ministry of Housing and Urban Affairs expanded PMAY-U by adding an Affordable Rental Housing (ARH) vertical under PMAY-U 2.0, and encouraged Jammu & Kashmir to submit ARH proposals for migrant urban labourers.

- ARHCs were designed to support migrants, urban poor, and informal workers who need rental homes.
- ARH aims to create affordable rental housing near workplaces of beneficiaries like urban migrants, industrial workers, and working women.
- ARH Model-1 uses existing government-funded vacant houses and turns them into rental housing.
- ARH Model-2 lets private or public entities build, run, and maintain rental housing for eligible EWS/LIG families.
What happened (PMAY-U 2.0 ARH vertical, EoI, and Jammu & Kashmir encouragement)
The Ministry of Housing and Urban Affairs (MoHUA) launched an Affordable Rental Housing (ARH) vertical under Pradhan Mantri Awas Yojana–Urban (PMAY-U) 2.0 based on earlier implementation of Affordable Rental Housing Complexes (ARHCs) as a PMAY-U sub-scheme. MoHUA also issued an Expression of Interest (EoI) to invite project proposals for construction of new ARH units from interested public and private entities, and encouraged the Union Territory of Jammu & Kashmir to submit ARH proposals for rental housing for migrant urban labourers.
Background and earlier position (ARHCs under PMAY-U and Jammu & Kashmir conversion)
UPSC can frame PMAY-U 2.0’s ARH vertical as an example of welfare delivery designing eligibility and delivery models around mobility and work locations (urban migrants, industrial workers, working women, students). The introduction of two ARH models—conversion of vacant government-funded units and new build with operation and maintenance—can be analysed in terms of governance choices, PPP roles, and how schemes translate earlier learning from ARHCs into a vertical under a newer phase.
Related dispatches



