Ex-gratia payments for CAPF deaths during duty, including terrorist/enemy action
Ex-gratia support and accidental death insurance for Central Armed Police Forces personnel who die on duty

- The Ministry of Home Affairs stated compensation norms for Central Armed Police Forces deaths during duty.
- The next of kin of a CAPF personnel who dies in an accident during duty receives ex-gratia support.
- The next of kin of a CAPF personnel who dies because of terrorist violence or enemy action receives a higher compensation amount.
- The Ministry of Home Affairs refers to accidental death insurance coverage under the CAPF salary package scheme.
What happened
The Ministry of Home Affairs has stated the compensation framework for Central Armed Police Forces personnel who die during duty. The stated norms distinguish between accidental death and death caused by terrorist violence or enemy action.
According to the Ministry of Home Affairs, the next of kin of a CAPF personnel who dies in an accident during duty receives ex-gratia support of ₹25 lakh. For deaths caused by acts of violence by terrorists or during enemy action, the compensation is ₹35 lakh. The Ministry of Home Affairs also refers to accidental death insurance coverage under the CAPF salary package scheme for families of personnel who die in the line of duty.
UPSC can frame this as a governance and internal-security issue: how compensation, insurance cover, and personnel welfare support morale and operational readiness in Central Armed Police Forces. A Mains answer can also examine whether ex-gratia payments are adequate compared with the risks borne by frontline security personnel.
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